Preventing Eviction-Caused Homelessness through ML-Informed Distribution of Rental Assistance

Abstract

Rental assistance programs provide individuals with financial assistance to prevent housing instabilities caused by evictions and avert homelessness. Since these programs operate under resource constraints, they must decide who to prioritize. Typically, funding is distributed by a reactive allocation process that does not systematically consider risk of future homelessness. We partnered with Anonymous County (PA) to explore a proactive and preventative allocation approach that prioritizes individuals facing eviction based on their risk of future homelessness. Our ML models, trained on state and county administrative data accurately identify at-risk individuals, outperforming simpler prioritization approaches by at least 20% while meeting our equity and fairness goals across race and gender. Furthermore, our approach would reach 28% of individuals who are overlooked by the current process and end up homeless. Beyond improvements to the rental assistance program in Anonymous County, this study can inform the development of evidence-based decision support tools in similar contexts, including lessons about data needs, model design, evaluation, and field validation.